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Buying well

Before your first showing

A productive home search begins before the front door opens. Align your goals, funds, and timing first.

Start with your life

Separate essential requirements from preferences: commute, space, accessibility, outdoor living, and how long you expect to own the home. Compare the home with your plans, not only with its photographs.

Understand the whole budget

Your price ceiling is not your ownership budget. Allow for closing costs, taxes, insurance, community dues, repairs, and reserves. If financing, ask your lender for a written proposal and conditions before making an offer.

Build a focused shortlist

Tour homes with consistent criteria. Record what works, what needs inspection, and what deserves a specialist’s assessment. Your advisor can help connect the findings to offer terms.

Educational information, not lending, legal, tax, or immigration advice. Buying a property does not grant U.S. residency or a visa.

Discuss your plans